Disclaimer

1. No guarantee of approval

Nothing on this website is an offer of credit, a pre-approval, a sanction or a commitment to lend. Submitting an enquiry does not mean you will get a loan.

A lender decides your application by looking at your income, your credit history and score, your existing obligations, your documents, and the property or asset involved. Any of those can lead to a rejection, and we have no power to overturn it.

Be very careful of anyone who guarantees you a loan approval, especially in exchange for an advance fee. That is the most common lending scam in India. We will never do it.

2. Interest rates and figures are indicative

Every interest rate, loan amount, tenure and processing fee shown on this website is indicative. It reflects the general market at the time of publication.

• The rate you are actually offered depends on your own profile and is set by the lender.
• Lenders change their rates and their rules without notice, and we may not update this site the same day.
• A published “starting from” rate is the best case, usually reserved for applicants with an excellent credit score and a strong employer. Most applicants are offered more.
• Most retail loans in India are floating rate, linked to the repo rate. Your EMI or tenure will change when the RBI moves rates.

3. Calculators are estimates, not quotations

The 16 calculators on this website are provided to help you plan. They are mathematical tools, not offers.

• They assume the rate you enter stays fixed for the entire tenure, which is usually not what happens.
• Unless a specific calculator says otherwise, they exclude processing fees, insurance, GST, legal, valuation and documentation charges.
• Results are rounded, and a lender's own system may compute a rupee or two differently depending on its day-count convention.
• Eligibility figures use a standard FOIR assumption. Each lender applies its own policy, which may be more or less generous.
• Gold rates, stamp duty rates and tax slabs must be verified against the current official position before you act on them.

Use the calculators to plan. Use the lender's sanction letter to decide.

4. Not financial, legal or tax advice

The content on this website is general information about how loan products work in India. It is not personal financial advice, legal advice or tax advice, and it does not take your particular circumstances into account.

The tax content, including the Section 80C, Section 24(b) and Section 80E material, reflects our understanding of the position under the old tax regime. Tax law changes. Speak to a qualified chartered accountant before making a decision on tax grounds.

Borrowing has real consequences. A secured loan puts your property or your gold at genuine risk if you cannot repay. Please borrow only what your income comfortably supports.

5. Third-party names and trademarks

Bank and NBFC names appear on this site only to indicate which lenders we commonly approach for a given product. All names, trademarks and logos are the property of their respective owners.

Their appearance here does not mean that lender endorses us, guarantees a product, or has any obligation to approve your application. We do not display any bank's logo or branding on this site.

6. Testimonials

Any customer testimonial published on this site reflects that individual's experience only. Loan outcomes vary enormously from person to person. A testimonial is not a prediction of your result and must not be read as one.

7. External links

This website may link to third-party sites, such as a lender or a government portal. We do not control those sites and are not responsible for their content, accuracy or privacy practices. A link is not an endorsement.

8. Accuracy and availability

We take care to keep this website accurate and current, but we do not warrant that it is free of errors or omissions, or that it will always be available. Content may be changed or removed at any time without notice.

9. Protect yourself from fraud

Please remember, always:

• We never charge the customer a fee. Our service is free to you. The lender pays us on disbursal.
• We never ask for money in a personal account. Not by UPI, not in cash, not to any individual's account, for any reason.
• We never ask for your OTP, PIN, CVV or net banking password. No genuine bank or DSA ever will.
• Our only official numbers are +91 80903 82592 and +91 87380 99227, and our only official email is ampleniof@gmail.com.

If anyone contacts you claiming to be from Amplenio and asks for money or for a security credential, do not comply. Call us on +91 80903 82592 and tell us.

10. Contact

AMPLENIO FINANCIAL SERVICES LLP
A-168, Vimal Nagar, Kamta, Chinhat, Lucknow, Uttar Pradesh — 226028, India
GSTIN: 09ACNFA9913B1ZB
Phone: +91 80903 82592 and +91 87380 99227
Email: ampleniof@gmail.com

See also our Privacy Policy and our Terms & Conditions.