Borrow against a house or flat you own, at a rate far below a personal loan, with a tenure up to 20 years.
- Indicative rate
- 7.8% p.a.
- Amount
- ₹5L – ₹100Cr
- Tenure
- 5 yr – 20 yr
Unlock the value of property you already own
A loan against property, often called LAP, lets you borrow against a house, shop or plot you already own, without selling it. Because it is secured, the rate is far lower than a personal loan and the tenure is far longer. Lenders normally fund 50% to 70% of the market value. The money can be used for a business, a wedding, education or to consolidate costlier debt.
These numbers are indicative. Your actual offer depends on the lender.
Choose a product
Not sure which one? Pick the closest and tell us on the call. We will move you to the right one.
Borrow against a house or flat you own, at a rate far below a personal loan, with a tenure up to 20 years.
Raise working funds against a shop, office or godown, with rental income counted towards your eligibility.
Calculators
Free, instant, and nothing is submitted or stored.
Apply
Two minutes, no documents needed yet. We call you within 24 hours with a straight answer.
Questions
The things people ask us most about this product.
One call, no charge, no obligation. We will tell you honestly whether your file will get approved and roughly what it will cost.
Lines are open Monday to Saturday. If we miss you, we call back the same day.