Cover for specified emergencies and disruptions on trips within India.
Often considered by
People taking flights, trains or organised domestic holidays.
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Protection for medical and travel disruptions away from home.
6 plan types explained. This is an educational guide; the issued policy wording controls the actual cover.
Travel insurance can cover specified emergencies such as overseas medical treatment, trip cancellation, baggage loss or passport assistance, subject to the destination, trip dates and policy exclusions.
Plan types
Choose a type to understand its purpose, usual structure and the wording you should check.
Cover for specified emergencies and disruptions on trips within India.
Often considered by
People taking flights, trains or organised domestic holidays.
Medical and travel assistance for a defined trip outside India.
Often considered by
International holidaymakers and business travellers.
Long-stay overseas cover designed for students.
Often considered by
Students enrolled at institutions outside India.
Travel cover for older travellers within the insurer’s entry-age rules.
Often considered by
Older travellers who meet the policy’s eligibility rules.
One annual policy covering multiple eligible overseas trips.
Often considered by
Frequent business or leisure travellers.
Travel medical cover designed to meet stated Schengen visa requirements.
Often considered by
Travellers applying for a Schengen visa.
Before choosing
Check exactly which events are covered, the overall limit, sub-limits and deductibles.
Read what is not covered and when cover begins. Marketing summaries are not the contract.
Review claim notice rules, required evidence, cashless or reimbursement terms and grievance routes.
Keep the proposal form, benefit illustration where applicable, payment receipt and final policy schedule. Never rely only on a verbal promise.